SME Finance Hub
    Fast business funding rocket
    SME Finance HubExpert Business Finance

    Expert funding advice with no obligation. Transparent pricing, no upfront or hidden fees.

    FCA Regulated
    5/5 Google
    Specialist panel
    Independent
    Same Day Funding Available

    How much do you need?

    FCA authorised. No upfront fees. No obligation service.

    Access to our specialist lender panel including:

    Expert-Guided Business Finance Solutions

    Our experienced brokers provide clear, expert guidance on specialist lending solutions. Transparent pricing, no hidden fees, and no obligation service.

    Business Growth Loans

    Business Growth Loans

    Unsecured business loans for expansion — no property security needed to scale your operations

    £5K - £500K+
    Up to 6 years
    Short-Term Business Loans

    Short-Term Business Loans

    Unsecured short-term business loans from 3-24 months for immediate working capital needs

    £5K - £500K+
    Flexible repayment
    Same-Day Business Funding

    Same-Day Business Funding

    Emergency funding with approval and funding in as little as 2 hours

    £5K - £500K+
    2hr funding
    Card Terminal Loans

    Card Terminal Loans

    Revenue-based funding using your card terminal transaction history

    £5K - £500K+
    48hr approval
    Bad Credit Business Loans

    Bad Credit Business Loans

    Specialist underwriting for businesses with credit challenges

    £5K - £500K+
    Specialist underwriting
    Expert Broker Advice

    Expert Broker Advice

    Dedicated broker support with no obligation service - expert guidance throughout

    No-obligation consultation
    No obligation

    Why Choose Our Expert Service

    Experienced, FCA‑authorised brokers you can trust
    No upfront fees
    No obligation enquiry — explore options without pressure
    Dedicated broker support from start to finish
    Full transparency — all lender costs disclosed upfront
    Specialist access to the UK's alternative lending market

    Supporting small businesses in the UK

    Specialist lender panel

    Expert broker advice helping UK businesses access transparent funding solutions with no hidden fees and a 5/5 Google rating!

    5/5Google rating

    How our process works

    Get matched with the right business loan in 4 simple steps. Our streamlined process gets you funding decisions fast.

    Step 1

    Online Application

    Complete our simple online form with your business details in just a few minutes

    2-5 minutes
    Step 2

    Broker Support

    Your dedicated broker reviews your application and contacts you to discuss your needs

    Within 24 hours
    Step 3

    Lender Matching

    We search our specialist lender panel to find the best funding options for your business

    1-2 days
    Step 4

    Receive Funding

    Once approved, funds are transferred directly to your business account

    Same day

    Ready to get started?

    Join thousands of businesses who have secured funding through our platform

    Quick Estimate

    How much could you borrow?

    Get a quick estimate of your monthly repayments

    £50,000
    £5k£500k
    24 months
    3 months72 months

    Estimated monthly payment

    ~£2,354

    Representative example based on 1% per month interest rate. Actual rates will vary.

    Try our full calculator with interest rates, fees & more options

    Eligibility Requirements

    To qualify for our alternative business finance solutions, your business needs to meet these basic criteria

    Quick Eligibility Check

    UK Registered Company

    Your business must be either a limited company, LLP, sole trader or partnership in the UK

    Monthly Turnover £10k+

    Minimum monthly turnover of £10,000 to qualify for funding

    6+ Months Trading

    At least 6 months of established trading history required

    UK Resident Director

    At least one director or shareholder must be a UK resident

    Meet the criteria?

    If your business meets these requirements, you could be eligible for funding despite bank declines

    No obligation to proceed after checking eligibility

    Specialist Business Finance Broker for UK SMEs

    At SME Finance Hub, we are more than just a brokerage; we are your partners in growth. As an FCA-authorised independent finance broker, we specialise in connecting UK Limited Companies with our specialist lender panel.

    Whether you are looking for a short-term business loan to bridge a cash-flow gap, a merchant cash advance (Card Terminal Loan) for your retail business, or a large unsecured business loan for expansion, we provide expert-guided solutions. Our mission is to make same-day business funding accessible and transparent, with no upfront fees and no obligation. If your business has been trading for 6+ months with a £10k+ monthly turnover, our team can help you navigate the complex UK lending market to compare suitable funding options from our lender panel.

    Got Your Questions Answered?

    Now that you know more about our process, let's start your application.

    FCA Regulated • No Obligation Service • All Costs Disclosed Upfront