Expert funding advice with no obligation. Transparent pricing, no upfront or hidden fees.
How much do you need?
FCA authorised. Free to apply. No upfront fees. No obligation service.
SME Finance HubExpert Business Finance
Fast, transparent, and tailored to your business needs. No hidden fees, no obligation service.
Get Your Funding Quote
Free consultation, no obligation
FCA Authorised independent finance brokerage, not a lender. We receive commission from lenders only if funding is completed. Our service is free to apply and free to use. No obligation enquiry service.
Access to 100+ specialist lenders including:
Expert-Guided Business Finance Solutions
Our experienced brokers provide clear, expert guidance on specialist lending solutions. Transparent pricing, no hidden fees, and no obligation service.
Business Growth Loans
Unsecured business loans for expansion — no property security needed to scale your operations
Short-Term Business Loans
Unsecured short-term business loans from 3-24 months for immediate working capital needs
Same-Day Business Funding
Emergency funding with approval and funding in as little as 2 hours
Card Terminal Loans
Revenue-based funding using your card terminal transaction history
Bad Credit Business Loans
Specialist underwriting for businesses with credit challenges
Expert Broker Advice
Dedicated broker support with no obligation service - expert guidance throughout
Why Choose Our Expert Service
How our process works
Get matched with the right business loan in 4 simple steps. Our streamlined process gets you funding decisions fast.
Online Application
Complete our simple online form with your business details in just a few minutes
Broker Support
Your dedicated broker reviews your application and contacts you to discuss your needs
Lender Matching
We search our panel of 100+ lenders to find the best funding options for your business
Receive Funding
Once approved, funds are transferred directly to your business account
Ready to get started?
Join thousands of businesses who have secured funding through our platform
How much could you borrow?
Get a quick estimate of your monthly repayments
Eligibility Requirements
To qualify for our alternative business finance solutions, your business needs to meet these basic criteria
Quick Eligibility Check
UK Registered Company
Your business must be either a limited company, LLP, sole trader or partnership in the UK
Monthly Turnover £10k+
Minimum monthly turnover of £10,000 to qualify for funding
6+ Months Trading
At least 6 months of established trading history required
UK Resident Director
At least one director or shareholder must be a UK resident
Meet the criteria?
If your business meets these requirements, you could be eligible for funding despite bank declines
Specialist Business Finance Broker for UK SMEs
At SME Finance Hub, we are more than just a brokerage; we are your partners in growth. As an FCA-authorised independent finance broker, we specialise in connecting UK Limited Companies with over 100 specialist lenders.
Whether you are looking for a short-term business loan to bridge a cash-flow gap, a merchant cash advance (Card Terminal Loan) for your retail business, or a large unsecured business loan for expansion, we provide expert-guided solutions. Our mission is to make same-day business funding accessible and transparent, with no upfront fees and no obligation. If your business has been trading for 6+ months with a £10k+ monthly turnover, our team can help you navigate the complex UK lending market to find the best rates available.
Got Your Questions Answered?
Now that you know more about our process, let's start your application.
FCA Regulated • No Obligation Service • All Costs Disclosed Upfront