UK Business Finance Broker | £5k to £500k+ Business Loans

    Capital Business Loans
    Meet Our Expert Team

    The People Behind
    Our Success

    The experienced professionals behind Capital Business Loans, dedicated to helping UK businesses secure the funding they need

    Our Leadership Team

    Meet the directors who founded Capital Business Loans with a vision to provide alternative finance solutions when traditional banks fall short

    Simon Emmerson

    Simon Emmerson

    Director

    With over 15 years in alternative finance, Simon leads our strategic direction and ensures we deliver the best outcomes for our clients.

    Beth Parry

    Beth Parry

    Director

    Beth oversees operations and client experience, ensuring every application receives personal attention and care.

    Andrew Yates

    Andrew Yates

    Director

    Andrew brings extensive expertise in business finance and account management, focusing on complex funding solutions.

    Our Expert Brokers

    Our dedicated team of senior brokers who work tirelessly to find the right funding solutions for your business

    Jodi Bailey

    Jodi Bailey

    Broker

    Jodi specializes in helping businesses with challenging credit histories find suitable funding solutions.

    Jason Du Preez

    Jason Du Preez

    Broker

    Jason focuses on asset-based lending and short-term funding solutions for growing businesses.

    LC

    Liam Clarke

    Broker

    Liam works with SMEs across all sectors, providing tailored finance solutions and expert guidance.

    Keshne Damba

    Keshne Damba

    Broker

    Keshne specializes in client account management, with strong expertise in tax and VAT funding solutions.

    Our Team Values

    The principles that guide our team in delivering exceptional service to every client

    Client-First Approach

    Every decision we make puts our clients' success at the heart of what we do.

    Expert Guidance

    Our team brings decades of combined experience in alternative business finance.

    Personal Service

    We believe in building lasting relationships, not just processing applications.

    Proven Results

    Our track record speaks for itself - helping hundreds of businesses secure funding.

    Join Our Growing Team

    We're always looking for talented individuals who share our passion for helping businesses succeed. If you have experience in finance, sales, or customer service, we'd love to hear from you.

    Get In Touch About Opportunities

    Modern Technology, Human Expertise

    We use the best of modern lending technology to move fast — but every client gets a real, named broker on the other end of the phone.

    A modern brokerage built around real people

    We are a UK commercial finance brokerage that harnesses modern technology — Open Banking, automated affordability checks, lender APIs and online application portals — to assess cases quickly and match them to the right lenders on our 100+ panel. But the technology is there to support our brokers, not replace them. Every enquiry is handled by an experienced human being who understands UK SME finance, not a chatbot or an automated decision engine.

    Why the human element still matters

    Comparison websites and price-comparison engines can spit out indicative offers in seconds, and that has its place. But for most business owners, the real questions are not just "what's the rate?" — they are "which of these offers actually suits my business, what are the trade-offs between them, and have we genuinely explored all the options?" Those questions need a conversation, not a sort order.

    Available on the channels you actually use

    Our brokers are reachable on phone, WhatsApp, text message and email — whichever suits how you work. Most clients get an initial response within minutes during working hours, and a clear next step the same day. No portals to log into, no ticket numbers, no being passed between departments. Just a named broker who knows your case from the first conversation through to drawdown.

    Long-term relationships, not one-off transactions

    Most of the businesses we fund come back to us — for a top-up facility 12 months later, for asset finance on a new vehicle, for invoice finance once they win a bigger contract, or for a refinance when their circumstances improve. We build long-term working relationships with our clients precisely because business funding needs evolve, and having a broker who already understands your business saves significant time on every future deal.

    Customer-focused, FCA-authorised, accountable

    Every member of our team operates under the conduct standards of an FCA-authorised firm. That means clear advice, fair treatment, no pressure tactics, and full transparency on commission and lender choice. It is the difference between a broker who is trying to close a deal this month and a broker who is trying to be your funding partner for the next ten years.

    Got Your Questions Answered?

    Now that you know more about our process, let's start your application.

    FCA Regulated • No Obligation Service • All Costs Disclosed Upfront